Anyone who retrieves information from the website of LRI Invest S.A. (“LRII”, “LRII Website”), hereby agrees to the following terms and conditions. Any special provisions with regard to individual services and/or products offered by LRII shall apply in addition to these terms and conditions. In cases of inconsistency such special provisions shall prevail.
No solicitation; non-binding nature
The information published on the LRII Website does not constitute a recommendation, offer or request to purchase or sell any investment instrument, to transact any business or to enter into any legal transaction. LRII makes the published information and expressions of opinion available solely for personal use and information purposes and reserves the right to amend them at any time without notice. LRII cannot accept any responsibility (neither express nor implied) for the accuracy, completeness and “uptodateness” of the information and expressions of opinion published on the LRII Website. More specifically, LRII is not obligated to remove any outdated information from the LRII Website or expressly identify any such information as being outdated.
The information contained on the LRII Website is not intended to be a decision-making aid for financial, legal, taxation and other questions; similarly, investment and other decisions should not be made solely in reliance on this information. Readers are urged to consult their own professional advisers.
Local statutory restrictions
Distributing the LRII Website content and offering its investment fund units for sale is unlawful in many countries where the management company has not notified the local supervisory authorities of such activities or has not obtained the requisite permits. To the extent that no such notification has been submitted and/or no such permit has been granted, no statement contained in this website should be construed as constituting an offer to purchase investment fund units. If in doubt, advice should be sought from a local distribution agent.
The LRII Website is not intended for persons who are subject to a jurisdiction that prohibits access to the LRII Website (because of the nationality or domicile of that person or for other reasons). Persons to whom any such restrictions apply should not access the LRII Website. This applies in particular to citizens or residents of the United States of America and the United Kingdom.
The information on previous performance is no indication of the future performance of investments, i.e. their value may increase or decrease. Therefore, LRII cannot guarantee that the invested capital will retain, or even increase, its value, as it may be subject to price fluctuations.
Information on the calculation method for the value development of investment funds and investment companies
Basis for the calculation of the value development: value of the unit (issuing premiums not taken into account); dividends reinvested.
The average annual value development is determined by spreading the entire appreciation recorded during a given period over the individual years, taking the compound interest into account. Past performance does not predict future results.
Limitation of liability
LRII hereby excludes any liability for losses or damages of any kind (whether direct, indirect, consequential or otherwise) which may result from the access to or the use of the LRII Website or from the links to third-party websites. Furthermore, LRII does not accept any liability for manipulations of the internet user’s EDP system by unauthorised persons. Users should be aware of the risks posed by computer viruses and targeted hacker attacks. To prevent infection by computer viruses, users should use the latest browser versions and install virus scanning software that is regularly updated with the latest virus definitions. Never open e-mails from unknown senders or attachments that you are not expecting to receive.
Linked websites; links
LRII hereby excludes any liability for losses or damages of any kind (whether direct, indirect, consequential or otherwise) which may result from the access to or the use of the LRII Website or from the links to third-party websites. LRII is not responsible for the content of third-party websites accessed via a link on the LRII Website.
The entire content of the LRII Website is protected by copyright. The saving or printing of individual pages and/or sections of the LRII Website is permitted, provided that neither the copyright notices nor any other proprietary notices are removed. Saving or otherwise reproducing software or other data from the LRII Website constitutes acceptance of the relevant terms and conditions of use. LRII reserves any and all proprietary rights. Without LRII’s prior written approval, the reproduction, transfer (electronic or otherwise), modification, linking or utilisation of the LRII Website or parts thereof for public or commercial purposes is strictly prohibited.
LRII stores personal data on electronic data carriers or otherwise only to the extent that this is necessary for the performance of its services. Your personal data will be treated with the utmost confidentiality. In compliance with the laws of Luxembourg regarding data protection, privacy and the bank’s duty of secrecy, your personal data will not be disclosed to third parties without your consent. Whenever we use external service providers for data processing purposes, we will ensure that these are carefully selected in accordance with the applicable laws and are under an obligation to comply with the principles of data protection, privacy and the bank’s duty of secrecy. Please note that no encryption is used for data transmission via the internet and that your data can therefore be viewed by third parties during the transmission. For this reason, you should not send us any confidential data in this manner. Under Luxembourg’s data protection act, you have a right to view and correct your data. You can exercise this right by sending a written application, enclosing a photocopy of an official identification document, to LRI Invest S.A., 9A, rue Gabriel Lippmann L-5365 Munsbach.
Additional information regarding our data protection policy is available in the section “Data Protection”.
As any information sent by e-mail over the internet may be viewed by third parties during transmission and the authenticity and origin of e-mail messages cannot yet be verified beyond all doubt, we ask for your understanding that, for your own protection, we cannot accept any orders or instructions transmitted by e-mail. For the same reason, you should not send us any confidential data in this manner.
EUROPEAN ONLINE DISPUTE RESOLUTION PLATFORM (ODR)
Regulation (EU) No 524/2013 on Online Dispute Resolution for Consumers provides consumers with the opportunity to use the EU’s ODR platform to obtain an out-of-court settlement in the case of disputes with businesses involving online purchase or online service agreements. The ODR platform was implemented by the European Commission and can be accessed via this link: http://ec.europa.eu/consumers/odr/.
The LRII Website is operated by LRII from its registered office in Munsbach. The access to this website and its utilisation are subject to the laws of the Grand Duchy of Luxembourg.